[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.emfi.cz\/kdo-cloveku-pujci\/#Article","mainEntityOfPage":"https:\/\/www.emfi.cz\/kdo-cloveku-pujci\/","headline":"Kdo \u010dlov\u011bku p\u016fj\u010d\u00ed?","name":"Kdo \u010dlov\u011bku p\u016fj\u010d\u00ed?","description":"Na \u010dlov\u011bka \u010dekaj\u00ed za jeho \u017eivota nejr\u016fzn\u011bj\u0161\u00ed n\u00e1strahy. A jedn\u011bmi z nejnep\u0159\u00edjemn\u011bj\u0161\u00edch jsou ty, je\u017e souvisej\u00ed s finan\u010dn\u00edmi prost\u0159edky, p\u0159esn\u011bji s jejich nedostatkem. Nejednou se prost\u011b stane, \u017ee se \u010dlov\u011bk ocitne na tomto sv\u011bt\u011b do\u010dasn\u011b bez pen\u011bz, a ur\u010dit\u011b se shodneme na tom, \u017ee se doty\u010dn\u00fd v takov\u00fdch chv\u00edl\u00edch ur\u010dit\u011b nem\u016f\u017ee c\u00edtit komfortn\u011b. Proto\u017ee nem\u00edt […]","datePublished":"2021-03-19","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.emfi.cz\/author\/#Person","name":"","url":"https:\/\/www.emfi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e0a4ee3123bc6cda06472cb29cefd2abfa18c894e6c63b3d8bc84df8da10f637?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e0a4ee3123bc6cda06472cb29cefd2abfa18c894e6c63b3d8bc84df8da10f637?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"emfi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.emfi.cz\/wp-content\/uploads\/dolar%20a%20sv%C4%9Bt.jpg","url":"https:\/\/www.emfi.cz\/wp-content\/uploads\/dolar%20a%20sv%C4%9Bt.jpg","height":0,"width":0},"url":"https:\/\/www.emfi.cz\/kdo-cloveku-pujci\/","about":["D\u016fm a byt"],"wordCount":420,"articleBody":"     Na \u010dlov\u011bka \u010dekaj\u00ed za jeho \u017eivota nejr\u016fzn\u011bj\u0161\u00ed n\u00e1strahy. A jedn\u011bmi z nejnep\u0159\u00edjemn\u011bj\u0161\u00edch jsou ty, je\u017e souvisej\u00ed s finan\u010dn\u00edmi prost\u0159edky, p\u0159esn\u011bji s jejich nedostatkem. Nejednou se prost\u011b stane, \u017ee se \u010dlov\u011bk ocitne na tomto sv\u011bt\u011b do\u010dasn\u011b bez pen\u011bz, a ur\u010dit\u011b se shodneme na tom, \u017ee se doty\u010dn\u00fd v takov\u00fdch chv\u00edl\u00edch ur\u010dit\u011b nem\u016f\u017ee c\u00edtit komfortn\u011b. Proto\u017ee nem\u00edt pen\u00edze znamen\u00e1 nenakupovat a nevyu\u017e\u00edvat slu\u017eby poskytovan\u00e9 jin\u00fdmi lidmi. A bez toho se u\u017e dnes \u2013 jak zn\u00e1mo \u2013 neobejdeme, proto\u017ee nikdo z n\u00e1s si nedok\u00e1\u017ee s\u00e1m vlastn\u00edmi silami za\u0159\u00eddit a zhotovit v\u0161echno, co civilizovan\u00fd \u010dlov\u011bk k norm\u00e1ln\u00ed existenci pot\u0159ebuje.Ale navzdory tomu, \u017ee je to nep\u0159\u00edjemn\u00e9, se to st\u00e1v\u00e1. A to docela \u010dasto. \u010clov\u011bk si n\u011bco vyd\u011bl\u00e1 a m\u011blo by mu to sta\u010dit k \u017eivotu, jen\u017ee, jak tento jednoho dne zjist\u00ed, nesta\u010d\u00ed to. A co s t\u00edm? Jak probl\u00e9m zvan\u00fd finan\u010dn\u00ed nouze zvl\u00e1dnout, jak si po\u0159\u00eddit obnos, kter\u00fd sch\u00e1z\u00ed?Obvykle dojde d\u0159\u00edv nebo pozd\u011bji na ot\u00e1zku n\u011bjak\u00e9 t\u00e9 p\u016fj\u010dky. A \u010d\u00edm v\u00edce a zodpov\u011bdn\u011bji se t\u00edm \u010dlov\u011bk zaob\u00edr\u00e1, t\u00edm pravd\u011bpodobn\u011bji se stane nakonec jeho volbou nebankovn\u00ed hypot\u00e9ka Nebankovn\u00ed hypot\u00e9ky.Pro\u010d je tomu pr\u00e1v\u011b tak? Kdo u\u017e m\u00e1 zku\u0161enosti, ten v\u00ed, pro\u010d tomu tak \u010dasto b\u00fdv\u00e1. \u010clov\u011bk ve finan\u010dn\u00ed t\u00edsni jednodu\u0161e nem\u00edv\u00e1 nijak z\u00e1vratn\u00e9 p\u0159\u00edjmy, zato mu nejednou hyzd\u00ed negativn\u00ed z\u00e1znamy jeho registry dlu\u017en\u00edk\u016f a mo\u017en\u00e1 u\u017e si na n\u011bj brous\u00ed zuby i exekuto\u0159i. A za takov\u00e9 situace se banky ur\u010dit\u011b ne\u017eenou na pomoc tomuto jedinci. Na rozd\u00edl od nebankovn\u00ed spole\u010dnosti, u n\u00ed\u017e takov\u00e9 nedostatky nemus\u00ed v\u016fbec vadit.U nebankovn\u00ed hypot\u00e9ky jde p\u0159ece o to, aby m\u011bl dlu\u017en\u00edk z \u010deho spl\u00e1cet a aby za p\u016fj\u010dku nab\u00eddl coby garanci spl\u00e1cen\u00ed z\u00e1stavu sv\u00e9 nemovitosti. Co\u017e se spln\u00ed daleko sn\u00e1ze ne\u017e po\u017eadavky, je\u017e na \u017eadatele kladou banky.A proto si pr\u00e1v\u011b u nebankovn\u00ed spole\u010dnosti lid\u00e9 zm\u00edn\u011bnou hypot\u00e9ku berou. Proto\u017ee je to s\u00e1zka na jistotu. Na dostate\u010dn\u011b v\u00fdhodnou a v\u0161estrann\u011b atraktivn\u00ed jistotu.                                                                                                                                                                                                                                                                                                                                                                                          4.9\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo \u010dlov\u011bku p\u016fj\u010d\u00ed?","item":"https:\/\/www.emfi.cz\/kdo-cloveku-pujci\/#breadcrumbitem"}]}]